Home is where the heart is, and it’s where we feel most comfortable.
Being able to safely stay where we’ve built our lives as we transition into the golden years is priceless, and TRS understands the importance our retirees place on it. That’s why our TRS-Care health plans have benefits that can help you age with dignity in the place you hold most dear.
Before you jump into your plan benefits, here are some simple things you can do today to make your home safe.
Do Today For a Safer Tomorrow
- Remove throw rugs or secure them with non-slip backing.
- Keep walkways clear of cords, clutter, and small furniture.
- Install grab bars in showers and near toilets.
- Add handrails on both sides of stairways.
- Use non-slip mats in bathrooms and kitchens.
- Put a small bell on your pet’s collar so you know when they’re around your feet
- Add nightlights in hallways, bedrooms, and bathrooms.
- Increase lighting near stairs and entryways.
- Use motion-sensor lights outside and in dark areas.
- Replace round doorknobs with lever-style handles.
- Keep commonly used items within easy reach.
- Consider a shower chair or raised toilet seat if mobility becomes a concern.
- Keep a list of emergency contacts in an easy-to-find place.
- Install and regularly test smoke detectors.
- Consider a medical alert device if living alone.
- Keep flashlights and a basic emergency kit on hand.
- Check in regularly with friends, family, or neighbors.
- Participate in community events, fitness classes, or volunteer opportunities.
- Use video calls or virtual programs to stay connected when travel is difficult. Social connection is an important part of successfully aging in place.
You can find many documents that can help you prepare at our Plan With Purpose, Live With Confidence webpage that features a “Plan With Purpose” packet.
Choose your plan below to look through how we can support your ability to retire in place.
TRS-Care Medicare Advantage Resources
With Optum® HouseCalls, TRS-Care Medicare Advantage participants can receive a yearly in-home visit from a licensed health care practitioner at no additional cost. The visit includes a comprehensive exam, medication review, and personalized health guidance. It also provides an opportunity to ask questions and receive referrals to additional services if needed.
Learn more: UHCHouseCalls.com
Virtual visits allow participants to connect with a provider or behavioral health specialist anytime using a computer, tablet, or smartphone. These visits can be used to ask questions, receive a diagnosis, discuss mental health concerns, and even obtain prescriptions when appropriate—all without leaving home.
Learn more: Available through your member website. Click on “Find Care” and then “Virtual Care.”
With UnitedHealthcare Healthy at Home you are eligible for the following benefits up to 30 days following all inpatient and skilled nursing facility discharges*:
· 28 home-delivered meals when referred by a UnitedHealthcare Engagement Specialist
· 12 one-way rides to medically related appointments and to the pharmacy when referred by a UnitedHealthcare Engagement Specialist
· 6 hours of non-medical personal care provided through a professional caregiver to perform tasks such as preparing meals, bathing, medication reminders, and more. A referral is not required.
Questions? Or recently discharged and need a referral?
A new referral is required after every discharge to access your meal and transportation benefit. Call UnitedHealthcare Customer Service, 866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday for more information and to use your benefits.
$0 copay for 24 one-way trips to and from medically related appointments and the pharmacy, up to 100 miles per trip. Restrictions apply.
To make the most of your transportation benefit, call UnitedHealthcare Customer Service, 1-866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday
$0 copayment for 8 hours per month of non-medical personal care services like companionship, meal prep, medication reminders and more with a professional caregiver. Unused hours do not roll over. Some restrictions and limitations apply.
Learn more: Call: 866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday
TRS-Care Medicare Advantage participants can schedule an annual wellness visit with their primary care provider to review medications, discuss health concerns, and create a preventive care plan. Regular check-ins help catch potential issues early and support long-term health while living independently.
For questions about your plan benefits or to find a primary care provider call UnitedHealthcare Customer Service, 1-866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday.
Specialized programs are available for conditions such as diabetes or heart disease, offering education, monitoring, and coordination with your doctor. These programs help ensure participants receive consistent, informed care to better manage their health at home.
For questions about chronic condition support, call UnitedHealthcare Customer Service, 1-866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday
TRS-Care Medicare Advantage participants have access to a national network of hearing providers, along with personalized support to select and adjust hearing aids. Improved hearing can enhance safety, communication, and overall quality of life at home.
Learn more: UHCHearing.com/retiree
Social connection is a key part of successfully retiring in place. These programs help participants stay active, engaged, and connected to their communities.
Silver Sneakers® Fitness Program
SilverSneakers offers access to fitness centers, group exercise classes, and virtual workouts designed for older adults. Participants can stay physically active while connecting with others through classes and online programs, helping support both physical and social well-being. Learn more: silversneakers.com
Let’s Move by UnitedHealthcare®
Let’s Move provides tools, resources, and events focused on physical, mental, and social wellness. Participants can explore healthy habits, connect with others, and participate in activities that promote an active and fulfilling lifestyle. Learn more: Letsmovebyuhc.com
Real Appeal® Lifestyle Program
Real Appeal is a virtual lifestyle and weight management program that provides coaching, tools, and support to help participants improve health behaviors. The program includes online classes and support communities, which can also help foster connection and accountability. Learn more: uhc.realappeal.com
TRS-Care Medicare Advantage participants have access to ongoing mental health support, including counseling and wellness resources through Optum® Behavioral Health. These services help address stress, anxiety, depression, and other concerns, supporting emotional well-being and connection.
To get started, call UnitedHealthcare Customer Service, 1-866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday or visit your member website and select Virtual Behavioral Health Care.
Caring for your mental well-being is easier with the Calm Health app, available to TRS-Care Medicare Advantage participants at no additional cost. The app offers personalized programs and tools to help manage stress, improve sleep, and build healthier habits—all from your phone.
After completing a brief screening, you’ll receive a customized plan tailored to your needs, helping support both everyday wellness and more specific mental health concerns.
Get started: Download the Calm Health app or visit uhc.care/calm/retiree
• Open the app and sign up with Google, Apple, Facebook or your email account
• Enter Retiree as your access code
• Verify your eligibility by entering your name, date of birth and member ID
• Need help?
• Contact the Calm Health Support Team at support@calmhealth.com.
For additional information or help accessing benefits:
• Call: 1-866-347-9507, TTY 711, 7 a.m. – 6 p.m. CT, Monday–Friday
• Visit: retiree.uhc.com/TRS-CareMA
TRS-Care Standard Resources
Preventive care can help spot a problem before it becomes serious and is a big part of keeping you healthy. Many long-term illnesses can be prevented or managed better when found early. Your TRS-Care Standard plan covers 100% of in-network preventive care for you and your dependents, including:
· annual wellness exams
· well-woman exams
· mammograms
· colonoscopies
· prostate exams
· mental health screenings
· vaccinations
Learn more about how to get your preventive care.
Use TRS Virtual Health through Teladoc® and RediMDTM when you can’t leave home or are caring for someone else. They can treat common issues like colds, flu, allergies, asthma and minor skin concerns for you or your dependents. Immediate family members who don’t have TRS-Care Standard can get care for an additional fee. Learn more.
You and your dependents have coverage for:|
• hospital stays
• short-term home health care
• long-term, in-home nursing care
• skilled nursing facility services
• hospice care
• ambulance service
• rehabilitation services like physical, occupational and speech therapy
• durable medical equipment and prosthetics
• infusion therapy
• outpatient services
• laboratory services
• imaging services
These services help you recover from health issues and manage conditions so you can remain independent and stay safely at home.
Review Coverage
Well onTarget® makes it easy to build healthy habits at no cost to you. Log in to the website or the AlwaysOn® app to explore digital programs focused on weight management, nutrition, staying active and more. You’ll find videos, podcasts, 12-week programs and more. Programs can be completed at your own pace, either at home or on the go.
With Well onTarget® you can:
· Use trackers for your steps, activity, sleep, nutrition and progress.
· Take a Health Assessment and get a report for suggestions for your lifestyle.
· Work with Wellness Coaches who are certified experts that can help you with things like weight loss, nutrition or stress management.
· Earn Blue PointsSM for tracking, linking your fitness device, completing programs, working out and taking the Health Assessment. Redeem your points for gift cards when you’re ready to treat yourself. Learn more.
Looking for ways to stay active? It can help you feel better and help you avoid some chronic conditions. The Fitness Program gives you access to a nationwide network of gyms and fitness locations. Find something that fits your schedule and routine.
Join the Fitness Program Today
Illness, taking care of others, stress and other conditions like anxiety can cause headaches, muscle tension, upset stomach and trouble sleeping. Taking care of your mind is as important as taking care of your body. You and your dependents have mental health coverage and several options for getting care.
Find a mental health care provider with:
· Headway to search based on your needs and personal preferences
· TeladocTM to schedule a virtual visit with a therapist, psychologist or psychiatrist
· Provider Finder® to search using the Behavioral Health category
Support Your Mind
Have a question? Call or chat with a plan specialist, from 6 a.m. to 11 p.m., seven days a week. Personal Health Guides are your plan experts. They make your health plan easy to understand and help you get the most from your benefits.
Connect with a Personal Health Guide.
Power of Attorney: Be Ready When It Counts
A Power of Attorney (POA) is a legal document that lets you choose someone you trust to act on your behalf if you’re ever unable to handle your financial or legal matters. That can include managing retirement benefits, signing documents, or making important decisions for you.
A Medical Power of Attorney is a separate legal document that lets someone make health care decisions for you, like choosing treatments or speaking with a doctor if you are unable to.
Why It Matters
Life doesn’t always give us a heads-up. Putting POAs in place before you need it helps avoid delays, court involvement, or added stress for your family. It ensures your wishes are clear, and that the right person is ready to step in if needed.
Protect Your Privacy And Your Choices
With POAs, you decide who has access and what authority they have. That means your information stays in trusted hands, and your preferences — not someone else’s — guide decisions.
Benefits at a Glance
• Keeps your financial and retirement matters moving without interruption
• Reduces stress on loved ones during unexpected situations
• Gives you control over who can act on your behalf
• Helps avoid costly or time-consuming legal processes later
• Allows your health to be taken care of to if you are incapacitated
Take the Next Step
You’ve worked hard for your benefits – make sure they’re protected. Consider setting ups POAs and keeping them updated as your life changes. It’s a simple step today that can make a big difference tomorrow.
If you want to have a POA in place so that someone can act on your behalf for TRS purposes, there are a few requirements to keep in mind. Visit the Member Accessibility webpage to learn more about the TRS requirements for POAs.